IFSC CODE DETAILS

INDIAN OVERSEAS BANK

BAHICHA Branch

IOBA0003086

Branch Information

IFSC Code IOBA0003086
Bank INDIAN OVERSEAS BANK
Branch BAHICHA
Address VILL BAHICHA PO ATRAI PS BALURGHAT DIST SOUTH DINAJPUR WEST BENGAL PIN 733158
City BALURGHAT
District DAKSHIN DINAJPUR
State WEST BENGAL
PIN Code 733158
STD Code 44

Understanding IFSC Code IOBA0003086

IOBA
Bank Code
0
Reserved
003086
Branch Code
  • IOBA: identifies INDIAN OVERSEAS BANK
  • 0: reserved digit (always 0 for future use)
  • 003086: identifies the BAHICHA branch in BALURGHAT, WEST BENGAL

Frequently Asked Questions: IOBA0003086

What is the IFSC code of INDIAN OVERSEAS BANK BAHICHA branch?

The IFSC code of INDIAN OVERSEAS BANK BAHICHA branch is IOBA0003086. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in BALURGHAT, WEST BENGAL (PIN 733158).

What does the IFSC code IOBA0003086 mean?

IOBA identifies INDIAN OVERSEAS BANK, 0 is a reserved digit (always 0), and 003086 identifies the BAHICHA branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is INDIAN OVERSEAS BANK BAHICHA branch located?

INDIAN OVERSEAS BANK BAHICHA branch is located at VILL BAHICHA PO ATRAI PS BALURGHAT DIST SOUTH DINAJPUR WEST BENGAL PIN 733158. PIN code: 733158.

Can I use IOBA0003086 for NEFT, RTGS, IMPS and UPI?

Yes, IOBA0003086 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to INDIAN OVERSEAS BANK BAHICHA.

What is the MICR code for INDIAN OVERSEAS BANK BAHICHA branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code IOBA0003086 still active?

Based on RBI records, IOBA0003086 is an active IFSC code assigned to INDIAN OVERSEAS BANK BAHICHA in BALURGHAT, WEST BENGAL. If you receive a transaction failure citing this IFSC, contact INDIAN OVERSEAS BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with INDIAN OVERSEAS BANK or the RBI before initiating a high-value transfer.

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PIN code for this branch: 733158

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