IFSC CODE DETAILS

INDIAN OVERSEAS BANK

SACB SARAIPALI Branch

IOBA0003094

Branch Information

IFSC Code IOBA0003094
Bank INDIAN OVERSEAS BANK
Branch SACB SARAIPALI
Address BASTI SARAIPALI CHOWK, PO-SARAIPALI, DIST-MAHASAMUND, ,PIN CODE-493558
City RAIGARH
District MAHASAMUND
State CHHATTISGARH
PIN Code 493558
STD Code 7725

Understanding IFSC Code IOBA0003094

IOBA
Bank Code
0
Reserved
003094
Branch Code
  • IOBA: identifies INDIAN OVERSEAS BANK
  • 0: reserved digit (always 0 for future use)
  • 003094: identifies the SACB SARAIPALI branch in RAIGARH, CHHATTISGARH

Frequently Asked Questions: IOBA0003094

What is the IFSC code of INDIAN OVERSEAS BANK SACB SARAIPALI branch?

The IFSC code of INDIAN OVERSEAS BANK SACB SARAIPALI branch is IOBA0003094. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in RAIGARH, CHHATTISGARH (PIN 493558).

What does the IFSC code IOBA0003094 mean?

IOBA identifies INDIAN OVERSEAS BANK, 0 is a reserved digit (always 0), and 003094 identifies the SACB SARAIPALI branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is INDIAN OVERSEAS BANK SACB SARAIPALI branch located?

INDIAN OVERSEAS BANK SACB SARAIPALI branch is located at BASTI SARAIPALI CHOWK, PO-SARAIPALI, DIST-MAHASAMUND, ,PIN CODE-493558. PIN code: 493558.

Can I use IOBA0003094 for NEFT, RTGS, IMPS and UPI?

Yes, IOBA0003094 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to INDIAN OVERSEAS BANK SACB SARAIPALI.

What is the MICR code for INDIAN OVERSEAS BANK SACB SARAIPALI branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code IOBA0003094 still active?

Based on RBI records, IOBA0003094 is an active IFSC code assigned to INDIAN OVERSEAS BANK SACB SARAIPALI in RAIGARH, CHHATTISGARH. If you receive a transaction failure citing this IFSC, contact INDIAN OVERSEAS BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with INDIAN OVERSEAS BANK or the RBI before initiating a high-value transfer.

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PIN code for this branch: 493558

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