IFSC CODE DETAILS

INDIAN OVERSEAS BANK

SACB GADHINGLAJ Branch

IOBA0003135

Branch Information

IFSC Code IOBA0003135
Bank INDIAN OVERSEAS BANK
Branch SACB GADHINGLAJ
Address NEAR MARKETYARD,GANDHINGLAJ,TAL GAGHINGLAJ,DT KOLHAPUR KARNATAKA 416502
City GADHINGLAJ
District KOLHAPUR
State MAHARASHTRA
PIN Code 416502
STD Code 44

Understanding IFSC Code IOBA0003135

IOBA
Bank Code
0
Reserved
003135
Branch Code
  • IOBA: identifies INDIAN OVERSEAS BANK
  • 0: reserved digit (always 0 for future use)
  • 003135: identifies the SACB GADHINGLAJ branch in GADHINGLAJ, MAHARASHTRA

Frequently Asked Questions: IOBA0003135

What is the IFSC code of INDIAN OVERSEAS BANK SACB GADHINGLAJ branch?

The IFSC code of INDIAN OVERSEAS BANK SACB GADHINGLAJ branch is IOBA0003135. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in GADHINGLAJ, MAHARASHTRA (PIN 416502).

What does the IFSC code IOBA0003135 mean?

IOBA identifies INDIAN OVERSEAS BANK, 0 is a reserved digit (always 0), and 003135 identifies the SACB GADHINGLAJ branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is INDIAN OVERSEAS BANK SACB GADHINGLAJ branch located?

INDIAN OVERSEAS BANK SACB GADHINGLAJ branch is located at NEAR MARKETYARD,GANDHINGLAJ,TAL GAGHINGLAJ,DT KOLHAPUR KARNATAKA 416502. PIN code: 416502.

Can I use IOBA0003135 for NEFT, RTGS, IMPS and UPI?

Yes, IOBA0003135 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to INDIAN OVERSEAS BANK SACB GADHINGLAJ.

What is the MICR code for INDIAN OVERSEAS BANK SACB GADHINGLAJ branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code IOBA0003135 still active?

Based on RBI records, IOBA0003135 is an active IFSC code assigned to INDIAN OVERSEAS BANK SACB GADHINGLAJ in GADHINGLAJ, MAHARASHTRA. If you receive a transaction failure citing this IFSC, contact INDIAN OVERSEAS BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with INDIAN OVERSEAS BANK or the RBI before initiating a high-value transfer.

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PIN code for this branch: 416502

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