IFSC CODE DETAILS

INDIAN OVERSEAS BANK

BALURGHAT Branch

IOBA0003245

Branch Information

IFSC Code IOBA0003245
Bank INDIAN OVERSEAS BANK
Branch BALURGHAT
Address 341 BY 306 NRIPATI CHATTERJEE RD OPP BALURGHAT CO ED COLLEGE BALURGHAT, SOUTH DINAJPUR 733101
City BALURGHAT
District DAKSHIN DINAJPUR
State WEST BENGAL
PIN Code 733101
STD Code 44

Understanding IFSC Code IOBA0003245

IOBA
Bank Code
0
Reserved
003245
Branch Code
  • IOBA: identifies INDIAN OVERSEAS BANK
  • 0: reserved digit (always 0 for future use)
  • 003245: identifies the BALURGHAT branch in BALURGHAT, WEST BENGAL

Frequently Asked Questions: IOBA0003245

What is the IFSC code of INDIAN OVERSEAS BANK BALURGHAT branch?

The IFSC code of INDIAN OVERSEAS BANK BALURGHAT branch is IOBA0003245. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in BALURGHAT, WEST BENGAL (PIN 733101).

What does the IFSC code IOBA0003245 mean?

IOBA identifies INDIAN OVERSEAS BANK, 0 is a reserved digit (always 0), and 003245 identifies the BALURGHAT branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is INDIAN OVERSEAS BANK BALURGHAT branch located?

INDIAN OVERSEAS BANK BALURGHAT branch is located at 341 BY 306 NRIPATI CHATTERJEE RD OPP BALURGHAT CO ED COLLEGE BALURGHAT, SOUTH DINAJPUR 733101. PIN code: 733101.

Can I use IOBA0003245 for NEFT, RTGS, IMPS and UPI?

Yes, IOBA0003245 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to INDIAN OVERSEAS BANK BALURGHAT.

What is the MICR code for INDIAN OVERSEAS BANK BALURGHAT branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code IOBA0003245 still active?

Based on RBI records, IOBA0003245 is an active IFSC code assigned to INDIAN OVERSEAS BANK BALURGHAT in BALURGHAT, WEST BENGAL. If you receive a transaction failure citing this IFSC, contact INDIAN OVERSEAS BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with INDIAN OVERSEAS BANK or the RBI before initiating a high-value transfer.

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PIN code for this branch: 733101

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