IFSC CODE DETAILS

INDIAN OVERSEAS BANK

SITAMARHI Branch

IOBA0003442

Branch Information

IFSC Code IOBA0003442
Bank INDIAN OVERSEAS BANK
Branch SITAMARHI
Address CENTRAL MARKET,MAIN ROAD,SITAMARHI
City DUMRA
District SAHARSA
State BIHAR
STD Code 44

Understanding IFSC Code IOBA0003442

IOBA
Bank Code
0
Reserved
003442
Branch Code
  • IOBA: identifies INDIAN OVERSEAS BANK
  • 0: reserved digit (always 0 for future use)
  • 003442: identifies the SITAMARHI branch in DUMRA, BIHAR

Frequently Asked Questions: IOBA0003442

What is the IFSC code of INDIAN OVERSEAS BANK SITAMARHI branch?

The IFSC code of INDIAN OVERSEAS BANK SITAMARHI branch is IOBA0003442. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in DUMRA, BIHAR.

What does the IFSC code IOBA0003442 mean?

IOBA identifies INDIAN OVERSEAS BANK, 0 is a reserved digit (always 0), and 003442 identifies the SITAMARHI branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is INDIAN OVERSEAS BANK SITAMARHI branch located?

INDIAN OVERSEAS BANK SITAMARHI branch is located at CENTRAL MARKET,MAIN ROAD,SITAMARHI.

Can I use IOBA0003442 for NEFT, RTGS, IMPS and UPI?

Yes, IOBA0003442 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to INDIAN OVERSEAS BANK SITAMARHI.

What is the MICR code for INDIAN OVERSEAS BANK SITAMARHI branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code IOBA0003442 still active?

Based on RBI records, IOBA0003442 is an active IFSC code assigned to INDIAN OVERSEAS BANK SITAMARHI in DUMRA, BIHAR. If you receive a transaction failure citing this IFSC, contact INDIAN OVERSEAS BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with INDIAN OVERSEAS BANK or the RBI before initiating a high-value transfer.

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