IFSC CODE DETAILS

INDIAN OVERSEAS BANK

SHANTHI NAGAR Branch

IOBA0003540

Branch Information

IFSC Code IOBA0003540
Bank INDIAN OVERSEAS BANK
Branch SHANTHI NAGAR
Address 2A,SIVALAPERI MAIN ROAD,PALAYAMKOTTAI,TIRUNELVELI-627002
City PALAYAMKOTTAI
District TIRUNELVALI
State TAMIL NADU
PIN Code 627002
STD Code 462

Understanding IFSC Code IOBA0003540

IOBA
Bank Code
0
Reserved
003540
Branch Code
  • IOBA: identifies INDIAN OVERSEAS BANK
  • 0: reserved digit (always 0 for future use)
  • 003540: identifies the SHANTHI NAGAR branch in PALAYAMKOTTAI, TAMIL NADU

Frequently Asked Questions: IOBA0003540

What is the IFSC code of INDIAN OVERSEAS BANK SHANTHI NAGAR branch?

The IFSC code of INDIAN OVERSEAS BANK SHANTHI NAGAR branch is IOBA0003540. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in PALAYAMKOTTAI, TAMIL NADU (PIN 627002).

What does the IFSC code IOBA0003540 mean?

IOBA identifies INDIAN OVERSEAS BANK, 0 is a reserved digit (always 0), and 003540 identifies the SHANTHI NAGAR branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is INDIAN OVERSEAS BANK SHANTHI NAGAR branch located?

INDIAN OVERSEAS BANK SHANTHI NAGAR branch is located at 2A,SIVALAPERI MAIN ROAD,PALAYAMKOTTAI,TIRUNELVELI-627002. PIN code: 627002.

Can I use IOBA0003540 for NEFT, RTGS, IMPS and UPI?

Yes, IOBA0003540 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to INDIAN OVERSEAS BANK SHANTHI NAGAR.

What is the MICR code for INDIAN OVERSEAS BANK SHANTHI NAGAR branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code IOBA0003540 still active?

Based on RBI records, IOBA0003540 is an active IFSC code assigned to INDIAN OVERSEAS BANK SHANTHI NAGAR in PALAYAMKOTTAI, TAMIL NADU. If you receive a transaction failure citing this IFSC, contact INDIAN OVERSEAS BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with INDIAN OVERSEAS BANK or the RBI before initiating a high-value transfer.

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PIN code for this branch: 627002

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