IFSC CODE DETAILS

INDIAN OVERSEAS BANK

BANDA Branch

IOBA0003857

Branch Information

IFSC Code IOBA0003857
Bank INDIAN OVERSEAS BANK
Branch BANDA
Address CIVIL LINES,NEAR B.ED. COLLEGE, BANGALIPURA, BANDA-210001
City BANDA
District BANDA
State UTTAR PRADESH
PIN Code 210001
STD Code 0

Understanding IFSC Code IOBA0003857

IOBA
Bank Code
0
Reserved
003857
Branch Code
  • IOBA: identifies INDIAN OVERSEAS BANK
  • 0: reserved digit (always 0 for future use)
  • 003857: identifies the BANDA branch in BANDA, UTTAR PRADESH

Frequently Asked Questions: IOBA0003857

What is the IFSC code of INDIAN OVERSEAS BANK BANDA branch?

The IFSC code of INDIAN OVERSEAS BANK BANDA branch is IOBA0003857. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in BANDA, UTTAR PRADESH (PIN 210001).

What does the IFSC code IOBA0003857 mean?

IOBA identifies INDIAN OVERSEAS BANK, 0 is a reserved digit (always 0), and 003857 identifies the BANDA branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is INDIAN OVERSEAS BANK BANDA branch located?

INDIAN OVERSEAS BANK BANDA branch is located at CIVIL LINES,NEAR B.ED. COLLEGE, BANGALIPURA, BANDA-210001. PIN code: 210001.

Can I use IOBA0003857 for NEFT, RTGS, IMPS and UPI?

Yes, IOBA0003857 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to INDIAN OVERSEAS BANK BANDA.

What is the MICR code for INDIAN OVERSEAS BANK BANDA branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code IOBA0003857 still active?

Based on RBI records, IOBA0003857 is an active IFSC code assigned to INDIAN OVERSEAS BANK BANDA in BANDA, UTTAR PRADESH. If you receive a transaction failure citing this IFSC, contact INDIAN OVERSEAS BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with INDIAN OVERSEAS BANK or the RBI before initiating a high-value transfer.

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PIN code for this branch: 210001

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