IFSC CODE DETAILS

INDIAN OVERSEAS BANK

BHABHUA Branch

IOBA0003881

Branch Information

IFSC Code IOBA0003881
Bank INDIAN OVERSEAS BANK
Branch BHABHUA
Address INDIAN OVERSEAS BANK GROUND FLOOR, NEAR JAI PRAKASH CHOWK, CHAINPUR ROAD,WARD NO- 03 DIST. KAIMUR (BIHAR), PIN - 821101
City BHABHUA
District KAIMUR
State BIHAR
PIN Code 821101

Understanding IFSC Code IOBA0003881

IOBA
Bank Code
0
Reserved
003881
Branch Code
  • IOBA: identifies INDIAN OVERSEAS BANK
  • 0: reserved digit (always 0 for future use)
  • 003881: identifies the BHABHUA branch in BHABHUA, BIHAR

Frequently Asked Questions: IOBA0003881

What is the IFSC code of INDIAN OVERSEAS BANK BHABHUA branch?

The IFSC code of INDIAN OVERSEAS BANK BHABHUA branch is IOBA0003881. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in BHABHUA, BIHAR (PIN 821101).

What does the IFSC code IOBA0003881 mean?

IOBA identifies INDIAN OVERSEAS BANK, 0 is a reserved digit (always 0), and 003881 identifies the BHABHUA branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is INDIAN OVERSEAS BANK BHABHUA branch located?

INDIAN OVERSEAS BANK BHABHUA branch is located at INDIAN OVERSEAS BANK GROUND FLOOR, NEAR JAI PRAKASH CHOWK, CHAINPUR ROAD,WARD NO- 03 DIST. KAIMUR (BIHAR), PIN - 821101. PIN code: 821101.

Can I use IOBA0003881 for NEFT, RTGS, IMPS and UPI?

Yes, IOBA0003881 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to INDIAN OVERSEAS BANK BHABHUA.

What is the MICR code for INDIAN OVERSEAS BANK BHABHUA branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code IOBA0003881 still active?

Based on RBI records, IOBA0003881 is an active IFSC code assigned to INDIAN OVERSEAS BANK BHABHUA in BHABHUA, BIHAR. If you receive a transaction failure citing this IFSC, contact INDIAN OVERSEAS BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with INDIAN OVERSEAS BANK or the RBI before initiating a high-value transfer.

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PIN code for this branch: 821101

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