IFSC CODE DETAILS

INDIAN OVERSEAS BANK

RAMESWARAM Branch

IOBA0003925

Branch Information

IFSC Code IOBA0003925
Bank INDIAN OVERSEAS BANK
Branch RAMESWARAM
Address 3 BY 7 VARTHAGAN STREET RAMESWARAM RAMANATHAPURAM TAMIL NADU
City RAMESWARAM
District RAMANATHAPURAM
State TAMIL NADU

Understanding IFSC Code IOBA0003925

IOBA
Bank Code
0
Reserved
003925
Branch Code
  • IOBA: identifies INDIAN OVERSEAS BANK
  • 0: reserved digit (always 0 for future use)
  • 003925: identifies the RAMESWARAM branch in RAMESWARAM, TAMIL NADU

Frequently Asked Questions: IOBA0003925

What is the IFSC code of INDIAN OVERSEAS BANK RAMESWARAM branch?

The IFSC code of INDIAN OVERSEAS BANK RAMESWARAM branch is IOBA0003925. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in RAMESWARAM, TAMIL NADU.

What does the IFSC code IOBA0003925 mean?

IOBA identifies INDIAN OVERSEAS BANK, 0 is a reserved digit (always 0), and 003925 identifies the RAMESWARAM branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is INDIAN OVERSEAS BANK RAMESWARAM branch located?

INDIAN OVERSEAS BANK RAMESWARAM branch is located at 3 BY 7 VARTHAGAN STREET RAMESWARAM RAMANATHAPURAM TAMIL NADU.

Can I use IOBA0003925 for NEFT, RTGS, IMPS and UPI?

Yes, IOBA0003925 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to INDIAN OVERSEAS BANK RAMESWARAM.

What is the MICR code for INDIAN OVERSEAS BANK RAMESWARAM branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code IOBA0003925 still active?

Based on RBI records, IOBA0003925 is an active IFSC code assigned to INDIAN OVERSEAS BANK RAMESWARAM in RAMESWARAM, TAMIL NADU. If you receive a transaction failure citing this IFSC, contact INDIAN OVERSEAS BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with INDIAN OVERSEAS BANK or the RBI before initiating a high-value transfer.

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