IFSC CODE DETAILS

INDIAN OVERSEAS BANK

PATNA SAHIB Branch

IOBA0003948

Branch Information

IFSC Code IOBA0003948
Bank INDIAN OVERSEAS BANK
Branch PATNA SAHIB
Address 1ST FLOOR HARIHAR BHAWAN PATNA CITY CHOWK
City PATNA
District PATNA
State BIHAR

Understanding IFSC Code IOBA0003948

IOBA
Bank Code
0
Reserved
003948
Branch Code
  • IOBA: identifies INDIAN OVERSEAS BANK
  • 0: reserved digit (always 0 for future use)
  • 003948: identifies the PATNA SAHIB branch in PATNA, BIHAR

Frequently Asked Questions: IOBA0003948

What is the IFSC code of INDIAN OVERSEAS BANK PATNA SAHIB branch?

The IFSC code of INDIAN OVERSEAS BANK PATNA SAHIB branch is IOBA0003948. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in PATNA, BIHAR.

What does the IFSC code IOBA0003948 mean?

IOBA identifies INDIAN OVERSEAS BANK, 0 is a reserved digit (always 0), and 003948 identifies the PATNA SAHIB branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is INDIAN OVERSEAS BANK PATNA SAHIB branch located?

INDIAN OVERSEAS BANK PATNA SAHIB branch is located at 1ST FLOOR HARIHAR BHAWAN PATNA CITY CHOWK.

Can I use IOBA0003948 for NEFT, RTGS, IMPS and UPI?

Yes, IOBA0003948 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to INDIAN OVERSEAS BANK PATNA SAHIB.

What is the MICR code for INDIAN OVERSEAS BANK PATNA SAHIB branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code IOBA0003948 still active?

Based on RBI records, IOBA0003948 is an active IFSC code assigned to INDIAN OVERSEAS BANK PATNA SAHIB in PATNA, BIHAR. If you receive a transaction failure citing this IFSC, contact INDIAN OVERSEAS BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with INDIAN OVERSEAS BANK or the RBI before initiating a high-value transfer.

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