IFSC CODE DETAILS

INDIAN OVERSEAS BANK

PAONTA SAHIB Branch

IOBA0004002

Branch Information

IFSC Code IOBA0004002
Bank INDIAN OVERSEAS BANK
Branch PAONTA SAHIB
Address INDIAN OVERSEAS BANK, PAONTA SAHIB, PIN 173025
City PAONTA SAHIB
District SIRMAUR
State HIMANCHAL PRADESH
PIN Code 173025
STD Code 0

Understanding IFSC Code IOBA0004002

IOBA
Bank Code
0
Reserved
004002
Branch Code
  • IOBA: identifies INDIAN OVERSEAS BANK
  • 0: reserved digit (always 0 for future use)
  • 004002: identifies the PAONTA SAHIB branch in PAONTA SAHIB, HIMANCHAL PRADESH

Frequently Asked Questions: IOBA0004002

What is the IFSC code of INDIAN OVERSEAS BANK PAONTA SAHIB branch?

The IFSC code of INDIAN OVERSEAS BANK PAONTA SAHIB branch is IOBA0004002. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in PAONTA SAHIB, HIMANCHAL PRADESH (PIN 173025).

What does the IFSC code IOBA0004002 mean?

IOBA identifies INDIAN OVERSEAS BANK, 0 is a reserved digit (always 0), and 004002 identifies the PAONTA SAHIB branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is INDIAN OVERSEAS BANK PAONTA SAHIB branch located?

INDIAN OVERSEAS BANK PAONTA SAHIB branch is located at INDIAN OVERSEAS BANK, PAONTA SAHIB, PIN 173025. PIN code: 173025.

Can I use IOBA0004002 for NEFT, RTGS, IMPS and UPI?

Yes, IOBA0004002 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to INDIAN OVERSEAS BANK PAONTA SAHIB.

What is the MICR code for INDIAN OVERSEAS BANK PAONTA SAHIB branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code IOBA0004002 still active?

Based on RBI records, IOBA0004002 is an active IFSC code assigned to INDIAN OVERSEAS BANK PAONTA SAHIB in PAONTA SAHIB, HIMANCHAL PRADESH. If you receive a transaction failure citing this IFSC, contact INDIAN OVERSEAS BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with INDIAN OVERSEAS BANK or the RBI before initiating a high-value transfer.

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PIN code for this branch: 173025

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