IFSC CODE DETAILS

INDIAN OVERSEAS BANK

NAUTANWA Branch

IOBA0004049

Branch Information

IFSC Code IOBA0004049
Bank INDIAN OVERSEAS BANK
Branch NAUTANWA
Address WARD NO 10 SHASTRI NAGAR,PO& PS NAUTANWA,DISTRICT MAHARAJGANJ
City NAUTANWA
District MAHARAJGANJ
State UTTAR PRADESH
STD Code 0

Understanding IFSC Code IOBA0004049

IOBA
Bank Code
0
Reserved
004049
Branch Code
  • IOBA: identifies INDIAN OVERSEAS BANK
  • 0: reserved digit (always 0 for future use)
  • 004049: identifies the NAUTANWA branch in NAUTANWA, UTTAR PRADESH

Frequently Asked Questions: IOBA0004049

What is the IFSC code of INDIAN OVERSEAS BANK NAUTANWA branch?

The IFSC code of INDIAN OVERSEAS BANK NAUTANWA branch is IOBA0004049. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in NAUTANWA, UTTAR PRADESH.

What does the IFSC code IOBA0004049 mean?

IOBA identifies INDIAN OVERSEAS BANK, 0 is a reserved digit (always 0), and 004049 identifies the NAUTANWA branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is INDIAN OVERSEAS BANK NAUTANWA branch located?

INDIAN OVERSEAS BANK NAUTANWA branch is located at WARD NO 10 SHASTRI NAGAR,PO& PS NAUTANWA,DISTRICT MAHARAJGANJ.

Can I use IOBA0004049 for NEFT, RTGS, IMPS and UPI?

Yes, IOBA0004049 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to INDIAN OVERSEAS BANK NAUTANWA.

What is the MICR code for INDIAN OVERSEAS BANK NAUTANWA branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code IOBA0004049 still active?

Based on RBI records, IOBA0004049 is an active IFSC code assigned to INDIAN OVERSEAS BANK NAUTANWA in NAUTANWA, UTTAR PRADESH. If you receive a transaction failure citing this IFSC, contact INDIAN OVERSEAS BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with INDIAN OVERSEAS BANK or the RBI before initiating a high-value transfer.

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