IFSC CODE DETAILS

INDIAN OVERSEAS BANK

OGB -RAMESWAR Branch

IOBA0GB4097

Branch Information

IFSC Code IOBA0GB4097
Bank INDIAN OVERSEAS BANK
Branch OGB -RAMESWAR
Address AT-RAMESWAR, POST-RAMESWAR, DIST-CUTTACK,PIN-754201
City RAMESWAR
District CUTTACK
State ODISHA
PIN Code 754201

Understanding IFSC Code IOBA0GB4097

IOBA
Bank Code
0
Reserved
GB4097
Branch Code
  • IOBA: identifies INDIAN OVERSEAS BANK
  • 0: reserved digit (always 0 for future use)
  • GB4097: identifies the OGB -RAMESWAR branch in RAMESWAR, ODISHA

Frequently Asked Questions: IOBA0GB4097

What is the IFSC code of INDIAN OVERSEAS BANK OGB -RAMESWAR branch?

The IFSC code of INDIAN OVERSEAS BANK OGB -RAMESWAR branch is IOBA0GB4097. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in RAMESWAR, ODISHA (PIN 754201).

What does the IFSC code IOBA0GB4097 mean?

IOBA identifies INDIAN OVERSEAS BANK, 0 is a reserved digit (always 0), and GB4097 identifies the OGB -RAMESWAR branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is INDIAN OVERSEAS BANK OGB -RAMESWAR branch located?

INDIAN OVERSEAS BANK OGB -RAMESWAR branch is located at AT-RAMESWAR, POST-RAMESWAR, DIST-CUTTACK,PIN-754201. PIN code: 754201.

Can I use IOBA0GB4097 for NEFT, RTGS, IMPS and UPI?

Yes, IOBA0GB4097 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to INDIAN OVERSEAS BANK OGB -RAMESWAR.

What is the MICR code for INDIAN OVERSEAS BANK OGB -RAMESWAR branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code IOBA0GB4097 still active?

Based on RBI records, IOBA0GB4097 is an active IFSC code assigned to INDIAN OVERSEAS BANK OGB -RAMESWAR in RAMESWAR, ODISHA. If you receive a transaction failure citing this IFSC, contact INDIAN OVERSEAS BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with INDIAN OVERSEAS BANK or the RBI before initiating a high-value transfer.

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PIN code for this branch: 754201

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