GURHA KALYAL Branch
The IFSC code of JAMMU AND KASHMIR BANK LIMITED GURHA KALYAL branch is JAKA0GURKAL. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in KATHUA, JAMMU AND KASHMIR.
JAKA identifies JAMMU AND KASHMIR BANK LIMITED, 0 is a reserved digit (always 0), and GURKAL identifies the GURHA KALYAL branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.
JAMMU AND KASHMIR BANK LIMITED GURHA KALYAL branch is located at TEHSIL-BILLAWAR.
Yes, JAKA0GURKAL is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to JAMMU AND KASHMIR BANK LIMITED GURHA KALYAL.
MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.
Based on RBI records, JAKA0GURKAL is an active IFSC code assigned to JAMMU AND KASHMIR BANK LIMITED GURHA KALYAL in KATHUA, JAMMU AND KASHMIR. If you receive a transaction failure citing this IFSC, contact JAMMU AND KASHMIR BANK LIMITED directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.
Verify Before You Transfer
Always confirm the IFSC code directly with JAMMU AND KASHMIR BANK LIMITED or the RBI before initiating a high-value transfer.
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