KAGHOTE Branch
The IFSC code of JAMMU AND KASHMIR BANK LIMITED KAGHOTE branch is JAKA0KAGHOT. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in UDHAMPUR, JAMMU AND KASHMIR.
JAKA identifies JAMMU AND KASHMIR BANK LIMITED, 0 is a reserved digit (always 0), and KAGHOT identifies the KAGHOTE branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.
JAMMU AND KASHMIR BANK LIMITED KAGHOTE branch is located at KAGHOTE,PO KAGHOTE,TEHSIL RAMNAGAR,DISTRICT UDHAMPUR.
Yes, JAKA0KAGHOT is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to JAMMU AND KASHMIR BANK LIMITED KAGHOTE.
MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.
Based on RBI records, JAKA0KAGHOT is an active IFSC code assigned to JAMMU AND KASHMIR BANK LIMITED KAGHOTE in UDHAMPUR, JAMMU AND KASHMIR. If you receive a transaction failure citing this IFSC, contact JAMMU AND KASHMIR BANK LIMITED directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.
Verify Before You Transfer
Always confirm the IFSC code directly with JAMMU AND KASHMIR BANK LIMITED or the RBI before initiating a high-value transfer.
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