LUDHIANA, FOCAL POINT ROAD Branch
The IFSC code of BANK OF MAHARASHTRA LUDHIANA, FOCAL POINT ROAD branch is MAHB0001424. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in SHERPUR-BET, PUNJAB.
MAHB identifies BANK OF MAHARASHTRA, 0 is a reserved digit (always 0), and 001424 identifies the LUDHIANA, FOCAL POINT ROAD branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.
BANK OF MAHARASHTRA LUDHIANA, FOCAL POINT ROAD branch is located at 154 FOCAL POINT ROAD, KAILASH NAGAR, SHERPUR.
Yes, MAHB0001424 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to BANK OF MAHARASHTRA LUDHIANA, FOCAL POINT ROAD.
MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.
Based on RBI records, MAHB0001424 is an active IFSC code assigned to BANK OF MAHARASHTRA LUDHIANA, FOCAL POINT ROAD in SHERPUR-BET, PUNJAB. If you receive a transaction failure citing this IFSC, contact BANK OF MAHARASHTRA directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.
Verify Before You Transfer
Always confirm the IFSC code directly with BANK OF MAHARASHTRA or the RBI before initiating a high-value transfer.
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