VIRAR Branch
The IFSC code of MODEL COOPERATIVE BANK LTD VIRAR branch is MDBK0000031. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in MUMBAI, MAHARASHTRA.
MDBK identifies MODEL COOPERATIVE BANK LTD, 0 is a reserved digit (always 0), and 000031 identifies the VIRAR branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.
MODEL COOPERATIVE BANK LTD VIRAR branch is located at SHOP NO.1,GANGOTRI CHS,VIRAT NAGAR,VIRAR WEST.
Yes, MDBK0000031 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to MODEL COOPERATIVE BANK LTD VIRAR.
MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.
Based on RBI records, MDBK0000031 is an active IFSC code assigned to MODEL COOPERATIVE BANK LTD VIRAR in MUMBAI, MAHARASHTRA. If you receive a transaction failure citing this IFSC, contact MODEL COOPERATIVE BANK LTD directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.
Verify Before You Transfer
Always confirm the IFSC code directly with MODEL COOPERATIVE BANK LTD or the RBI before initiating a high-value transfer.
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