RAMRAJ Branch
The IFSC code of PUNJAB AND SIND BANK RAMRAJ branch is PSIB0000020. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in RAM RAJ, UTTAR PRADESH (PIN 251302).
PSIB identifies PUNJAB AND SIND BANK, 0 is a reserved digit (always 0), and 000020 identifies the RAMRAJ branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.
PUNJAB AND SIND BANK RAMRAJ branch is located at RAM RAJ DISTT.MUZAFFAR NAGAR, UTTAR PRADESH - 251302. PIN code: 251302.
Yes, PSIB0000020 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to PUNJAB AND SIND BANK RAMRAJ.
MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.
Based on RBI records, PSIB0000020 is an active IFSC code assigned to PUNJAB AND SIND BANK RAMRAJ in RAM RAJ, UTTAR PRADESH. If you receive a transaction failure citing this IFSC, contact PUNJAB AND SIND BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.
Verify Before You Transfer
Always confirm the IFSC code directly with PUNJAB AND SIND BANK or the RBI before initiating a high-value transfer.
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PIN code for this branch: 251302
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