IFSC CODE DETAILS

PUNJAB AND SIND BANK

SULARGHARAT Branch

PSIB0000097

Branch Information

IFSC Code PSIB0000097
Bank PUNJAB AND SIND BANK
Branch SULARGHARAT
Address SULAR GHRAT, DISTT. SANGRUR , PUNJAB - 148035
City SULARGHRAT
District SANGRUR
State PUNJAB
PIN Code 148035
STD Code 1676

Understanding IFSC Code PSIB0000097

PSIB
Bank Code
0
Reserved
000097
Branch Code
  • PSIB: identifies PUNJAB AND SIND BANK
  • 0: reserved digit (always 0 for future use)
  • 000097: identifies the SULARGHARAT branch in SULARGHRAT, PUNJAB

Frequently Asked Questions: PSIB0000097

What is the IFSC code of PUNJAB AND SIND BANK SULARGHARAT branch?

The IFSC code of PUNJAB AND SIND BANK SULARGHARAT branch is PSIB0000097. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in SULARGHRAT, PUNJAB (PIN 148035).

What does the IFSC code PSIB0000097 mean?

PSIB identifies PUNJAB AND SIND BANK, 0 is a reserved digit (always 0), and 000097 identifies the SULARGHARAT branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is PUNJAB AND SIND BANK SULARGHARAT branch located?

PUNJAB AND SIND BANK SULARGHARAT branch is located at SULAR GHRAT, DISTT. SANGRUR , PUNJAB - 148035. PIN code: 148035.

Can I use PSIB0000097 for NEFT, RTGS, IMPS and UPI?

Yes, PSIB0000097 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to PUNJAB AND SIND BANK SULARGHARAT.

What is the MICR code for PUNJAB AND SIND BANK SULARGHARAT branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code PSIB0000097 still active?

Based on RBI records, PSIB0000097 is an active IFSC code assigned to PUNJAB AND SIND BANK SULARGHARAT in SULARGHRAT, PUNJAB. If you receive a transaction failure citing this IFSC, contact PUNJAB AND SIND BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with PUNJAB AND SIND BANK or the RBI before initiating a high-value transfer.

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PIN code for this branch: 148035

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