IFSC CODE DETAILS

PUNJAB AND SIND BANK

CHACHOKI, KAPURTHALA Branch

PSIB0000189

Branch Information

IFSC Code PSIB0000189
Bank PUNJAB AND SIND BANK
Branch CHACHOKI, KAPURTHALA
Address CHACHOKI, DISTT. KAPURTHALA, PUNJAB-144632
City CHACHOKE
District KAPURTHALA
State PUNJAB
PIN Code 144632
STD Code 1824

Understanding IFSC Code PSIB0000189

PSIB
Bank Code
0
Reserved
000189
Branch Code
  • PSIB: identifies PUNJAB AND SIND BANK
  • 0: reserved digit (always 0 for future use)
  • 000189: identifies the CHACHOKI, KAPURTHALA branch in CHACHOKE, PUNJAB

Frequently Asked Questions: PSIB0000189

What is the IFSC code of PUNJAB AND SIND BANK CHACHOKI, KAPURTHALA branch?

The IFSC code of PUNJAB AND SIND BANK CHACHOKI, KAPURTHALA branch is PSIB0000189. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in CHACHOKE, PUNJAB (PIN 144632).

What does the IFSC code PSIB0000189 mean?

PSIB identifies PUNJAB AND SIND BANK, 0 is a reserved digit (always 0), and 000189 identifies the CHACHOKI, KAPURTHALA branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is PUNJAB AND SIND BANK CHACHOKI, KAPURTHALA branch located?

PUNJAB AND SIND BANK CHACHOKI, KAPURTHALA branch is located at CHACHOKI, DISTT. KAPURTHALA, PUNJAB-144632. PIN code: 144632.

Can I use PSIB0000189 for NEFT, RTGS, IMPS and UPI?

Yes, PSIB0000189 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to PUNJAB AND SIND BANK CHACHOKI, KAPURTHALA.

What is the MICR code for PUNJAB AND SIND BANK CHACHOKI, KAPURTHALA branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code PSIB0000189 still active?

Based on RBI records, PSIB0000189 is an active IFSC code assigned to PUNJAB AND SIND BANK CHACHOKI, KAPURTHALA in CHACHOKE, PUNJAB. If you receive a transaction failure citing this IFSC, contact PUNJAB AND SIND BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with PUNJAB AND SIND BANK or the RBI before initiating a high-value transfer.

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PIN code for this branch: 144632

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