IFSC CODE DETAILS

PUNJAB AND SIND BANK

BHIWADI Branch

PSIB0020974

Branch Information

IFSC Code PSIB0020974
Bank PUNJAB AND SIND BANK
Branch BHIWADI
Address BHIWARI C3A RITCO CHOWK HOTEL SWAGAT BHIWARI DIST ALWAR
City BHIWADI
District ALWAR
State RAJASTHAN
STD Code 1493

Understanding IFSC Code PSIB0020974

PSIB
Bank Code
0
Reserved
020974
Branch Code
  • PSIB: identifies PUNJAB AND SIND BANK
  • 0: reserved digit (always 0 for future use)
  • 020974: identifies the BHIWADI branch in BHIWADI, RAJASTHAN

Frequently Asked Questions: PSIB0020974

What is the IFSC code of PUNJAB AND SIND BANK BHIWADI branch?

The IFSC code of PUNJAB AND SIND BANK BHIWADI branch is PSIB0020974. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in BHIWADI, RAJASTHAN.

What does the IFSC code PSIB0020974 mean?

PSIB identifies PUNJAB AND SIND BANK, 0 is a reserved digit (always 0), and 020974 identifies the BHIWADI branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is PUNJAB AND SIND BANK BHIWADI branch located?

PUNJAB AND SIND BANK BHIWADI branch is located at BHIWARI C3A RITCO CHOWK HOTEL SWAGAT BHIWARI DIST ALWAR.

Can I use PSIB0020974 for NEFT, RTGS, IMPS and UPI?

Yes, PSIB0020974 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to PUNJAB AND SIND BANK BHIWADI.

What is the MICR code for PUNJAB AND SIND BANK BHIWADI branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code PSIB0020974 still active?

Based on RBI records, PSIB0020974 is an active IFSC code assigned to PUNJAB AND SIND BANK BHIWADI in BHIWADI, RAJASTHAN. If you receive a transaction failure citing this IFSC, contact PUNJAB AND SIND BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with PUNJAB AND SIND BANK or the RBI before initiating a high-value transfer.

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