IFSC CODE DETAILS

PUNJAB AND SIND BANK

VILLAGE AJNALA, DISTT AMRITSAR Branch

PSIB0020977

Branch Information

IFSC Code PSIB0020977
Bank PUNJAB AND SIND BANK
Branch VILLAGE AJNALA, DISTT AMRITSAR
Address VILLAGE AJNALA, TEHSIL AJNALA, DISTT AMRITSAR, PUNJAB -143102
City AJNALA
District AMRITSAR
State PUNJAB
PIN Code 143102
STD Code 1858

Understanding IFSC Code PSIB0020977

PSIB
Bank Code
0
Reserved
020977
Branch Code
  • PSIB: identifies PUNJAB AND SIND BANK
  • 0: reserved digit (always 0 for future use)
  • 020977: identifies the VILLAGE AJNALA, DISTT AMRITSAR branch in AJNALA, PUNJAB

Frequently Asked Questions: PSIB0020977

What is the IFSC code of PUNJAB AND SIND BANK VILLAGE AJNALA, DISTT AMRITSAR branch?

The IFSC code of PUNJAB AND SIND BANK VILLAGE AJNALA, DISTT AMRITSAR branch is PSIB0020977. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in AJNALA, PUNJAB (PIN 143102).

What does the IFSC code PSIB0020977 mean?

PSIB identifies PUNJAB AND SIND BANK, 0 is a reserved digit (always 0), and 020977 identifies the VILLAGE AJNALA, DISTT AMRITSAR branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is PUNJAB AND SIND BANK VILLAGE AJNALA, DISTT AMRITSAR branch located?

PUNJAB AND SIND BANK VILLAGE AJNALA, DISTT AMRITSAR branch is located at VILLAGE AJNALA, TEHSIL AJNALA, DISTT AMRITSAR, PUNJAB -143102. PIN code: 143102.

Can I use PSIB0020977 for NEFT, RTGS, IMPS and UPI?

Yes, PSIB0020977 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to PUNJAB AND SIND BANK VILLAGE AJNALA, DISTT AMRITSAR.

What is the MICR code for PUNJAB AND SIND BANK VILLAGE AJNALA, DISTT AMRITSAR branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code PSIB0020977 still active?

Based on RBI records, PSIB0020977 is an active IFSC code assigned to PUNJAB AND SIND BANK VILLAGE AJNALA, DISTT AMRITSAR in AJNALA, PUNJAB. If you receive a transaction failure citing this IFSC, contact PUNJAB AND SIND BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with PUNJAB AND SIND BANK or the RBI before initiating a high-value transfer.

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PIN code for this branch: 143102

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