IFSC CODE DETAILS

PUNJAB AND SIND BANK

VILLAGE MEHTA CHOWK Branch

PSIB0020978

Branch Information

IFSC Code PSIB0020978
Bank PUNJAB AND SIND BANK
Branch VILLAGE MEHTA CHOWK
Address VILLAGE MEHTA CHOWKTEHSIL BABA BAKALA, DISTT. AMRITSAR, PUNJAB - 143114
City BABA BAKALA
District AMRITSAR
State PUNJAB
PIN Code 143114
STD Code 1853

Understanding IFSC Code PSIB0020978

PSIB
Bank Code
0
Reserved
020978
Branch Code
  • PSIB: identifies PUNJAB AND SIND BANK
  • 0: reserved digit (always 0 for future use)
  • 020978: identifies the VILLAGE MEHTA CHOWK branch in BABA BAKALA, PUNJAB

Frequently Asked Questions: PSIB0020978

What is the IFSC code of PUNJAB AND SIND BANK VILLAGE MEHTA CHOWK branch?

The IFSC code of PUNJAB AND SIND BANK VILLAGE MEHTA CHOWK branch is PSIB0020978. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in BABA BAKALA, PUNJAB (PIN 143114).

What does the IFSC code PSIB0020978 mean?

PSIB identifies PUNJAB AND SIND BANK, 0 is a reserved digit (always 0), and 020978 identifies the VILLAGE MEHTA CHOWK branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is PUNJAB AND SIND BANK VILLAGE MEHTA CHOWK branch located?

PUNJAB AND SIND BANK VILLAGE MEHTA CHOWK branch is located at VILLAGE MEHTA CHOWKTEHSIL BABA BAKALA, DISTT. AMRITSAR, PUNJAB - 143114. PIN code: 143114.

Can I use PSIB0020978 for NEFT, RTGS, IMPS and UPI?

Yes, PSIB0020978 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to PUNJAB AND SIND BANK VILLAGE MEHTA CHOWK.

What is the MICR code for PUNJAB AND SIND BANK VILLAGE MEHTA CHOWK branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code PSIB0020978 still active?

Based on RBI records, PSIB0020978 is an active IFSC code assigned to PUNJAB AND SIND BANK VILLAGE MEHTA CHOWK in BABA BAKALA, PUNJAB. If you receive a transaction failure citing this IFSC, contact PUNJAB AND SIND BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with PUNJAB AND SIND BANK or the RBI before initiating a high-value transfer.

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PIN code for this branch: 143114

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