IFSC CODE DETAILS

PUNJAB AND SIND BANK

BALBERA Branch

PSIB0020986

Branch Information

IFSC Code PSIB0020986
Bank PUNJAB AND SIND BANK
Branch BALBERA
Address VPO BALBERA CHEEKA ROAD BALBERA MANDI TEHSIL AND DISTT PATIALA
City BALBEHRA
District PATIALA
State PUNJAB
STD Code 175

Understanding IFSC Code PSIB0020986

PSIB
Bank Code
0
Reserved
020986
Branch Code
  • PSIB: identifies PUNJAB AND SIND BANK
  • 0: reserved digit (always 0 for future use)
  • 020986: identifies the BALBERA branch in BALBEHRA, PUNJAB

Frequently Asked Questions: PSIB0020986

What is the IFSC code of PUNJAB AND SIND BANK BALBERA branch?

The IFSC code of PUNJAB AND SIND BANK BALBERA branch is PSIB0020986. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in BALBEHRA, PUNJAB.

What does the IFSC code PSIB0020986 mean?

PSIB identifies PUNJAB AND SIND BANK, 0 is a reserved digit (always 0), and 020986 identifies the BALBERA branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is PUNJAB AND SIND BANK BALBERA branch located?

PUNJAB AND SIND BANK BALBERA branch is located at VPO BALBERA CHEEKA ROAD BALBERA MANDI TEHSIL AND DISTT PATIALA.

Can I use PSIB0020986 for NEFT, RTGS, IMPS and UPI?

Yes, PSIB0020986 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to PUNJAB AND SIND BANK BALBERA.

What is the MICR code for PUNJAB AND SIND BANK BALBERA branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code PSIB0020986 still active?

Based on RBI records, PSIB0020986 is an active IFSC code assigned to PUNJAB AND SIND BANK BALBERA in BALBEHRA, PUNJAB. If you receive a transaction failure citing this IFSC, contact PUNJAB AND SIND BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with PUNJAB AND SIND BANK or the RBI before initiating a high-value transfer.

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