IFSC CODE DETAILS

PUNJAB AND SIND BANK

RISAMA Branch

PSIB0021109

Branch Information

IFSC Code PSIB0021109
Bank PUNJAB AND SIND BANK
Branch RISAMA
Address RISAMA TEHSIL GUNDERDEHI NEAR RAILWAY STATION DISTT DURG CHHATISGARH 491221
City RISAMA
District DURG
State CHHATTISGARH
PIN Code 491221
STD Code 91

Understanding IFSC Code PSIB0021109

PSIB
Bank Code
0
Reserved
021109
Branch Code
  • PSIB: identifies PUNJAB AND SIND BANK
  • 0: reserved digit (always 0 for future use)
  • 021109: identifies the RISAMA branch in RISAMA, CHHATTISGARH

Frequently Asked Questions: PSIB0021109

What is the IFSC code of PUNJAB AND SIND BANK RISAMA branch?

The IFSC code of PUNJAB AND SIND BANK RISAMA branch is PSIB0021109. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in RISAMA, CHHATTISGARH (PIN 491221).

What does the IFSC code PSIB0021109 mean?

PSIB identifies PUNJAB AND SIND BANK, 0 is a reserved digit (always 0), and 021109 identifies the RISAMA branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is PUNJAB AND SIND BANK RISAMA branch located?

PUNJAB AND SIND BANK RISAMA branch is located at RISAMA TEHSIL GUNDERDEHI NEAR RAILWAY STATION DISTT DURG CHHATISGARH 491221. PIN code: 491221.

Can I use PSIB0021109 for NEFT, RTGS, IMPS and UPI?

Yes, PSIB0021109 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to PUNJAB AND SIND BANK RISAMA.

What is the MICR code for PUNJAB AND SIND BANK RISAMA branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code PSIB0021109 still active?

Based on RBI records, PSIB0021109 is an active IFSC code assigned to PUNJAB AND SIND BANK RISAMA in RISAMA, CHHATTISGARH. If you receive a transaction failure citing this IFSC, contact PUNJAB AND SIND BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with PUNJAB AND SIND BANK or the RBI before initiating a high-value transfer.

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PIN code for this branch: 491221

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