CHEEMA Branch
The IFSC code of PUNJAB AND SIND BANK CHEEMA branch is PSIB0021196. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in CHEEMA, PUNJAB (PIN 148029).
PSIB identifies PUNJAB AND SIND BANK, 0 is a reserved digit (always 0), and 021196 identifies the CHEEMA branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.
PUNJAB AND SIND BANK CHEEMA branch is located at VILL CHEEMA,SUNAM BHIKHI ROAD,CHEEMA MANDI,THE SUNAM,DISTT SANGRUR PB 148029. PIN code: 148029.
Yes, PSIB0021196 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to PUNJAB AND SIND BANK CHEEMA.
MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.
Based on RBI records, PSIB0021196 is an active IFSC code assigned to PUNJAB AND SIND BANK CHEEMA in CHEEMA, PUNJAB. If you receive a transaction failure citing this IFSC, contact PUNJAB AND SIND BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.
Verify Before You Transfer
Always confirm the IFSC code directly with PUNJAB AND SIND BANK or the RBI before initiating a high-value transfer.
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PIN code for this branch: 148029
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