PHAGWARA HSP ROAD Branch
The IFSC code of PUNJAB AND SIND BANK PHAGWARA HSP ROAD branch is PSIB0021222. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in PHAGWARA, PUNJAB (PIN 144401).
PSIB identifies PUNJAB AND SIND BANK, 0 is a reserved digit (always 0), and 021222 identifies the PHAGWARA HSP ROAD branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.
PUNJAB AND SIND BANK PHAGWARA HSP ROAD branch is located at ESS PEE HEIGHTS COMPLEX HOSHIARPUR ROAD PHAGWARA DISTT KAPURTHALA PB 144401. PIN code: 144401.
Yes, PSIB0021222 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to PUNJAB AND SIND BANK PHAGWARA HSP ROAD.
MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.
Based on RBI records, PSIB0021222 is an active IFSC code assigned to PUNJAB AND SIND BANK PHAGWARA HSP ROAD in PHAGWARA, PUNJAB. If you receive a transaction failure citing this IFSC, contact PUNJAB AND SIND BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.
Verify Before You Transfer
Always confirm the IFSC code directly with PUNJAB AND SIND BANK or the RBI before initiating a high-value transfer.
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PIN code for this branch: 144401
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