IFSC CODE DETAILS

PUNJAB AND SIND BANK

GHANOUR Branch

PSIB0021435

Branch Information

IFSC Code PSIB0021435
Bank PUNJAB AND SIND BANK
Branch GHANOUR
Address ANAJ MANDI, GHANAUR, TEHSIL RAJPURA, DISTT PATILALA, PB 140702
City GHANAUR
District PATIALA
State PUNJAB
PIN Code 140702
STD Code 91

Understanding IFSC Code PSIB0021435

PSIB
Bank Code
0
Reserved
021435
Branch Code
  • PSIB: identifies PUNJAB AND SIND BANK
  • 0: reserved digit (always 0 for future use)
  • 021435: identifies the GHANOUR branch in GHANAUR, PUNJAB

Frequently Asked Questions: PSIB0021435

What is the IFSC code of PUNJAB AND SIND BANK GHANOUR branch?

The IFSC code of PUNJAB AND SIND BANK GHANOUR branch is PSIB0021435. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in GHANAUR, PUNJAB (PIN 140702).

What does the IFSC code PSIB0021435 mean?

PSIB identifies PUNJAB AND SIND BANK, 0 is a reserved digit (always 0), and 021435 identifies the GHANOUR branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is PUNJAB AND SIND BANK GHANOUR branch located?

PUNJAB AND SIND BANK GHANOUR branch is located at ANAJ MANDI, GHANAUR, TEHSIL RAJPURA, DISTT PATILALA, PB 140702. PIN code: 140702.

Can I use PSIB0021435 for NEFT, RTGS, IMPS and UPI?

Yes, PSIB0021435 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to PUNJAB AND SIND BANK GHANOUR.

What is the MICR code for PUNJAB AND SIND BANK GHANOUR branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code PSIB0021435 still active?

Based on RBI records, PSIB0021435 is an active IFSC code assigned to PUNJAB AND SIND BANK GHANOUR in GHANAUR, PUNJAB. If you receive a transaction failure citing this IFSC, contact PUNJAB AND SIND BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with PUNJAB AND SIND BANK or the RBI before initiating a high-value transfer.

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PIN code for this branch: 140702

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