IFSC CODE DETAILS

PUNJAB NATIONAL BANK

PUNE LAXMI ROAD Branch

PUNB0038700

Branch Information

IFSC Code PUNB0038700
Bank PUNJAB NATIONAL BANK
Branch PUNE LAXMI ROAD
Address LAXMI ROAD,MOTI CHOWK
City PUNE
District PUNE CITY
State MAHARASHTRA

Understanding IFSC Code PUNB0038700

PUNB
Bank Code
0
Reserved
038700
Branch Code
  • PUNB: identifies PUNJAB NATIONAL BANK
  • 0: reserved digit (always 0 for future use)
  • 038700: identifies the PUNE LAXMI ROAD branch in PUNE, MAHARASHTRA

Frequently Asked Questions: PUNB0038700

What is the IFSC code of PUNJAB NATIONAL BANK PUNE LAXMI ROAD branch?

The IFSC code of PUNJAB NATIONAL BANK PUNE LAXMI ROAD branch is PUNB0038700. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in PUNE, MAHARASHTRA.

What does the IFSC code PUNB0038700 mean?

PUNB identifies PUNJAB NATIONAL BANK, 0 is a reserved digit (always 0), and 038700 identifies the PUNE LAXMI ROAD branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is PUNJAB NATIONAL BANK PUNE LAXMI ROAD branch located?

PUNJAB NATIONAL BANK PUNE LAXMI ROAD branch is located at LAXMI ROAD,MOTI CHOWK.

Can I use PUNB0038700 for NEFT, RTGS, IMPS and UPI?

Yes, PUNB0038700 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to PUNJAB NATIONAL BANK PUNE LAXMI ROAD.

What is the MICR code for PUNJAB NATIONAL BANK PUNE LAXMI ROAD branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code PUNB0038700 still active?

Based on RBI records, PUNB0038700 is an active IFSC code assigned to PUNJAB NATIONAL BANK PUNE LAXMI ROAD in PUNE, MAHARASHTRA. If you receive a transaction failure citing this IFSC, contact PUNJAB NATIONAL BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with PUNJAB NATIONAL BANK or the RBI before initiating a high-value transfer.

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