RAI KOT, DISTT. LUDHIANA ,PUNJ Branch
The IFSC code of PUNJAB NATIONAL BANK RAI KOT, DISTT. LUDHIANA ,PUNJ branch is PUNB0092900. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in RAIKOT, PUNJAB.
PUNB identifies PUNJAB NATIONAL BANK, 0 is a reserved digit (always 0), and 092900 identifies the RAI KOT, DISTT. LUDHIANA ,PUNJ branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.
PUNJAB NATIONAL BANK RAI KOT, DISTT. LUDHIANA ,PUNJ branch is located at RAIKOT.
Yes, PUNB0092900 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to PUNJAB NATIONAL BANK RAI KOT, DISTT. LUDHIANA ,PUNJ.
MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.
Based on RBI records, PUNB0092900 is an active IFSC code assigned to PUNJAB NATIONAL BANK RAI KOT, DISTT. LUDHIANA ,PUNJ in RAIKOT, PUNJAB. If you receive a transaction failure citing this IFSC, contact PUNJAB NATIONAL BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.
Verify Before You Transfer
Always confirm the IFSC code directly with PUNJAB NATIONAL BANK or the RBI before initiating a high-value transfer.
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