IFSC CODE DETAILS

PUNJAB NATIONAL BANK

CHENGAIL Branch

PUNB0098220

Branch Information

IFSC Code PUNB0098220
Bank PUNJAB NATIONAL BANK
Branch CHENGAIL
Address DAIBAKHALI,SAJJID,MARKET,HOWRAH
City CHENGAIL
District HOWRAH
State WEST BENGAL

Understanding IFSC Code PUNB0098220

PUNB
Bank Code
0
Reserved
098220
Branch Code
  • PUNB: identifies PUNJAB NATIONAL BANK
  • 0: reserved digit (always 0 for future use)
  • 098220: identifies the CHENGAIL branch in CHENGAIL, WEST BENGAL

Frequently Asked Questions: PUNB0098220

What is the IFSC code of PUNJAB NATIONAL BANK CHENGAIL branch?

The IFSC code of PUNJAB NATIONAL BANK CHENGAIL branch is PUNB0098220. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in CHENGAIL, WEST BENGAL.

What does the IFSC code PUNB0098220 mean?

PUNB identifies PUNJAB NATIONAL BANK, 0 is a reserved digit (always 0), and 098220 identifies the CHENGAIL branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is PUNJAB NATIONAL BANK CHENGAIL branch located?

PUNJAB NATIONAL BANK CHENGAIL branch is located at DAIBAKHALI,SAJJID,MARKET,HOWRAH.

Can I use PUNB0098220 for NEFT, RTGS, IMPS and UPI?

Yes, PUNB0098220 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to PUNJAB NATIONAL BANK CHENGAIL.

What is the MICR code for PUNJAB NATIONAL BANK CHENGAIL branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code PUNB0098220 still active?

Based on RBI records, PUNB0098220 is an active IFSC code assigned to PUNJAB NATIONAL BANK CHENGAIL in CHENGAIL, WEST BENGAL. If you receive a transaction failure citing this IFSC, contact PUNJAB NATIONAL BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with PUNJAB NATIONAL BANK or the RBI before initiating a high-value transfer.

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