GURUGRAM-OVERSEAS Branch
The IFSC code of PUNJAB NATIONAL BANK GURUGRAM-OVERSEAS branch is PUNB0098710. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in GURUGRAM, HARYANA (PIN 122015).
PUNB identifies PUNJAB NATIONAL BANK, 0 is a reserved digit (always 0), and 098710 identifies the GURUGRAM-OVERSEAS branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.
PUNJAB NATIONAL BANK GURUGRAM-OVERSEAS branch is located at OVERSEAS BRANCH HSIDC BLDG. UDYOG VIH 122015. PIN code: 122015.
Yes, PUNB0098710 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to PUNJAB NATIONAL BANK GURUGRAM-OVERSEAS.
MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.
Based on RBI records, PUNB0098710 is an active IFSC code assigned to PUNJAB NATIONAL BANK GURUGRAM-OVERSEAS in GURUGRAM, HARYANA. If you receive a transaction failure citing this IFSC, contact PUNJAB NATIONAL BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.
Verify Before You Transfer
Always confirm the IFSC code directly with PUNJAB NATIONAL BANK or the RBI before initiating a high-value transfer.
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PIN code for this branch: 122015
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