IFSC CODE DETAILS

PUNJAB NATIONAL BANK

KUMARDIHI Branch

PUNB0104320

Branch Information

IFSC Code PUNB0104320
Bank PUNJAB NATIONAL BANK
Branch KUMARDIHI
Address VIL/POST-KUMARDIHI,VIA-UKHRA,BURDWAN
City KUMARDIHI
District BARDHAMAN
State WEST BENGAL

Understanding IFSC Code PUNB0104320

PUNB
Bank Code
0
Reserved
104320
Branch Code
  • PUNB: identifies PUNJAB NATIONAL BANK
  • 0: reserved digit (always 0 for future use)
  • 104320: identifies the KUMARDIHI branch in KUMARDIHI, WEST BENGAL

Frequently Asked Questions: PUNB0104320

What is the IFSC code of PUNJAB NATIONAL BANK KUMARDIHI branch?

The IFSC code of PUNJAB NATIONAL BANK KUMARDIHI branch is PUNB0104320. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in KUMARDIHI, WEST BENGAL.

What does the IFSC code PUNB0104320 mean?

PUNB identifies PUNJAB NATIONAL BANK, 0 is a reserved digit (always 0), and 104320 identifies the KUMARDIHI branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is PUNJAB NATIONAL BANK KUMARDIHI branch located?

PUNJAB NATIONAL BANK KUMARDIHI branch is located at VIL/POST-KUMARDIHI,VIA-UKHRA,BURDWAN.

Can I use PUNB0104320 for NEFT, RTGS, IMPS and UPI?

Yes, PUNB0104320 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to PUNJAB NATIONAL BANK KUMARDIHI.

What is the MICR code for PUNJAB NATIONAL BANK KUMARDIHI branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code PUNB0104320 still active?

Based on RBI records, PUNB0104320 is an active IFSC code assigned to PUNJAB NATIONAL BANK KUMARDIHI in KUMARDIHI, WEST BENGAL. If you receive a transaction failure citing this IFSC, contact PUNJAB NATIONAL BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with PUNJAB NATIONAL BANK or the RBI before initiating a high-value transfer.

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