IFSC CODE DETAILS

STATE BANK OF INDIA

PAYYANUR ADB Branch

SBIN0004686

Branch Information

IFSC Code SBIN0004686
Bank STATE BANK OF INDIA
Branch PAYYANUR ADB
Address PANCHAYAT RD PAYYANUR KANNUR KERALA
City KANPUR
District BIJAPUR
State KERALA
STD Code 4985

Understanding IFSC Code SBIN0004686

SBIN
Bank Code
0
Reserved
004686
Branch Code
  • SBIN: identifies STATE BANK OF INDIA
  • 0: reserved digit (always 0 for future use)
  • 004686: identifies the PAYYANUR ADB branch in KANPUR, KERALA

Frequently Asked Questions: SBIN0004686

What is the IFSC code of STATE BANK OF INDIA PAYYANUR ADB branch?

The IFSC code of STATE BANK OF INDIA PAYYANUR ADB branch is SBIN0004686. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in KANPUR, KERALA.

What does the IFSC code SBIN0004686 mean?

SBIN identifies STATE BANK OF INDIA, 0 is a reserved digit (always 0), and 004686 identifies the PAYYANUR ADB branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is STATE BANK OF INDIA PAYYANUR ADB branch located?

STATE BANK OF INDIA PAYYANUR ADB branch is located at PANCHAYAT RD PAYYANUR KANNUR KERALA.

Can I use SBIN0004686 for NEFT, RTGS, IMPS and UPI?

Yes, SBIN0004686 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to STATE BANK OF INDIA PAYYANUR ADB.

What is the MICR code for STATE BANK OF INDIA PAYYANUR ADB branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code SBIN0004686 still active?

Based on RBI records, SBIN0004686 is an active IFSC code assigned to STATE BANK OF INDIA PAYYANUR ADB in KANPUR, KERALA. If you receive a transaction failure citing this IFSC, contact STATE BANK OF INDIA directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with STATE BANK OF INDIA or the RBI before initiating a high-value transfer.

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