IFSC CODE DETAILS

SOUTH INDIAN BANK

PAYANGADI Branch

SIBL0000427

Branch Information

IFSC Code SIBL0000427
Bank SOUTH INDIAN BANK
Branch PAYANGADI
Address PAYANGADI BRANCH, DOOR NO XI-585 A, , BUS STAND ROAD, PAYANGADI, KERALA STATE , KERALA, PIN-670358
City CANNUR
District KANNUR
State KERALA
PIN Code 670358
STD Code 497

Understanding IFSC Code SIBL0000427

SIBL
Bank Code
0
Reserved
000427
Branch Code
  • SIBL: identifies SOUTH INDIAN BANK
  • 0: reserved digit (always 0 for future use)
  • 000427: identifies the PAYANGADI branch in CANNUR, KERALA

Frequently Asked Questions: SIBL0000427

What is the IFSC code of SOUTH INDIAN BANK PAYANGADI branch?

The IFSC code of SOUTH INDIAN BANK PAYANGADI branch is SIBL0000427. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in CANNUR, KERALA (PIN 670358).

What does the IFSC code SIBL0000427 mean?

SIBL identifies SOUTH INDIAN BANK, 0 is a reserved digit (always 0), and 000427 identifies the PAYANGADI branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is SOUTH INDIAN BANK PAYANGADI branch located?

SOUTH INDIAN BANK PAYANGADI branch is located at PAYANGADI BRANCH, DOOR NO XI-585 A, , BUS STAND ROAD, PAYANGADI, KERALA STATE , KERALA, PIN-670358. PIN code: 670358.

Can I use SIBL0000427 for NEFT, RTGS, IMPS and UPI?

Yes, SIBL0000427 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to SOUTH INDIAN BANK PAYANGADI.

What is the MICR code for SOUTH INDIAN BANK PAYANGADI branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code SIBL0000427 still active?

Based on RBI records, SIBL0000427 is an active IFSC code assigned to SOUTH INDIAN BANK PAYANGADI in CANNUR, KERALA. If you receive a transaction failure citing this IFSC, contact SOUTH INDIAN BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with SOUTH INDIAN BANK or the RBI before initiating a high-value transfer.

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PIN code for this branch: 670358

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