KONGAD Branch
The IFSC code of SOUTH INDIAN BANK KONGAD branch is SIBL0000981. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in KONGAD, KERALA.
SIBL identifies SOUTH INDIAN BANK, 0 is a reserved digit (always 0), and 000981 identifies the KONGAD branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.
SOUTH INDIAN BANK KONGAD branch is located at BENSON COMPLEX,CHALLIKKAL,KONGAD,PALAKKAD.
Yes, SIBL0000981 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to SOUTH INDIAN BANK KONGAD.
MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.
Based on RBI records, SIBL0000981 is an active IFSC code assigned to SOUTH INDIAN BANK KONGAD in KONGAD, KERALA. If you receive a transaction failure citing this IFSC, contact SOUTH INDIAN BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.
Verify Before You Transfer
Always confirm the IFSC code directly with SOUTH INDIAN BANK or the RBI before initiating a high-value transfer.
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