IFSC CODE DETAILS

UNION BANK OF INDIA

AKHARA Branch

UBIN0540498

Branch Information

IFSC Code UBIN0540498
Bank UNION BANK OF INDIA
Branch AKHARA
Address V.P.O. AKHARA TEHSIL. JAGRAON DIST. LUDHIANA PUNJAB PIN 142026.
City AKHARA
District LUDHIANA
State PUNJAB
PIN Code 142026

Understanding IFSC Code UBIN0540498

UBIN
Bank Code
0
Reserved
540498
Branch Code
  • UBIN: identifies UNION BANK OF INDIA
  • 0: reserved digit (always 0 for future use)
  • 540498: identifies the AKHARA branch in AKHARA, PUNJAB

Frequently Asked Questions: UBIN0540498

What is the IFSC code of UNION BANK OF INDIA AKHARA branch?

The IFSC code of UNION BANK OF INDIA AKHARA branch is UBIN0540498. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in AKHARA, PUNJAB (PIN 142026).

What does the IFSC code UBIN0540498 mean?

UBIN identifies UNION BANK OF INDIA, 0 is a reserved digit (always 0), and 540498 identifies the AKHARA branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is UNION BANK OF INDIA AKHARA branch located?

UNION BANK OF INDIA AKHARA branch is located at V.P.O. AKHARA TEHSIL. JAGRAON DIST. LUDHIANA PUNJAB PIN 142026.. PIN code: 142026.

Can I use UBIN0540498 for NEFT, RTGS, IMPS and UPI?

Yes, UBIN0540498 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to UNION BANK OF INDIA AKHARA.

What is the MICR code for UNION BANK OF INDIA AKHARA branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code UBIN0540498 still active?

Based on RBI records, UBIN0540498 is an active IFSC code assigned to UNION BANK OF INDIA AKHARA in AKHARA, PUNJAB. If you receive a transaction failure citing this IFSC, contact UNION BANK OF INDIA directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with UNION BANK OF INDIA or the RBI before initiating a high-value transfer.

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PIN code for this branch: 142026

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