PHAGWARA Branch
The IFSC code of UNION BANK OF INDIA PHAGWARA branch is UBIN0549827. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in PHAGWARA, PUNJAB (PIN 144401).
UBIN identifies UNION BANK OF INDIA, 0 is a reserved digit (always 0), and 549827 identifies the PHAGWARA branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.
UNION BANK OF INDIA PHAGWARA branch is located at G. T. ROAD, SUGAR MILL CHOWK, PHAGWARA,OPP. BUS STAND, DIST. KAPURTHALA,PUNJAB, PIN - 144 401.. PIN code: 144401.
Yes, UBIN0549827 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to UNION BANK OF INDIA PHAGWARA.
MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.
Based on RBI records, UBIN0549827 is an active IFSC code assigned to UNION BANK OF INDIA PHAGWARA in PHAGWARA, PUNJAB. If you receive a transaction failure citing this IFSC, contact UNION BANK OF INDIA directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.
Verify Before You Transfer
Always confirm the IFSC code directly with UNION BANK OF INDIA or the RBI before initiating a high-value transfer.
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PIN code for this branch: 144401
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