IFSC CODE DETAILS

UNION BANK OF INDIA

KHARAGPUR Branch

UBIN0803120

Branch Information

IFSC Code UBIN0803120
Bank UNION BANK OF INDIA
Branch KHARAGPUR
Address MALANCHA ROAD,OPP.ATULMONI SCHOOL,PASCHIM MIDNAPORE DT
City KHARAGPUR
District PASCHIM MEDINIPUR
State WEST BENGAL

Understanding IFSC Code UBIN0803120

UBIN
Bank Code
0
Reserved
803120
Branch Code
  • UBIN: identifies UNION BANK OF INDIA
  • 0: reserved digit (always 0 for future use)
  • 803120: identifies the KHARAGPUR branch in KHARAGPUR, WEST BENGAL

Frequently Asked Questions: UBIN0803120

What is the IFSC code of UNION BANK OF INDIA KHARAGPUR branch?

The IFSC code of UNION BANK OF INDIA KHARAGPUR branch is UBIN0803120. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in KHARAGPUR, WEST BENGAL.

What does the IFSC code UBIN0803120 mean?

UBIN identifies UNION BANK OF INDIA, 0 is a reserved digit (always 0), and 803120 identifies the KHARAGPUR branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is UNION BANK OF INDIA KHARAGPUR branch located?

UNION BANK OF INDIA KHARAGPUR branch is located at MALANCHA ROAD,OPP.ATULMONI SCHOOL,PASCHIM MIDNAPORE DT.

Can I use UBIN0803120 for NEFT, RTGS, IMPS and UPI?

Yes, UBIN0803120 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to UNION BANK OF INDIA KHARAGPUR.

What is the MICR code for UNION BANK OF INDIA KHARAGPUR branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code UBIN0803120 still active?

Based on RBI records, UBIN0803120 is an active IFSC code assigned to UNION BANK OF INDIA KHARAGPUR in KHARAGPUR, WEST BENGAL. If you receive a transaction failure citing this IFSC, contact UNION BANK OF INDIA directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with UNION BANK OF INDIA or the RBI before initiating a high-value transfer.

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