IFSC CODE DETAILS

UNION BANK OF INDIA

PALAKONDA Branch

UBIN0804398

Branch Information

IFSC Code UBIN0804398
Bank UNION BANK OF INDIA
Branch PALAKONDA
Address MAIN ROAD,PALAKONDASRIKAKULAM DIST,AP
City PALAKONDA
District SRIKAKULAM
State ANDHRA PRADESH

Understanding IFSC Code UBIN0804398

UBIN
Bank Code
0
Reserved
804398
Branch Code
  • UBIN: identifies UNION BANK OF INDIA
  • 0: reserved digit (always 0 for future use)
  • 804398: identifies the PALAKONDA branch in PALAKONDA, ANDHRA PRADESH

Frequently Asked Questions: UBIN0804398

What is the IFSC code of UNION BANK OF INDIA PALAKONDA branch?

The IFSC code of UNION BANK OF INDIA PALAKONDA branch is UBIN0804398. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in PALAKONDA, ANDHRA PRADESH.

What does the IFSC code UBIN0804398 mean?

UBIN identifies UNION BANK OF INDIA, 0 is a reserved digit (always 0), and 804398 identifies the PALAKONDA branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is UNION BANK OF INDIA PALAKONDA branch located?

UNION BANK OF INDIA PALAKONDA branch is located at MAIN ROAD,PALAKONDASRIKAKULAM DIST,AP.

Can I use UBIN0804398 for NEFT, RTGS, IMPS and UPI?

Yes, UBIN0804398 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to UNION BANK OF INDIA PALAKONDA.

What is the MICR code for UNION BANK OF INDIA PALAKONDA branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code UBIN0804398 still active?

Based on RBI records, UBIN0804398 is an active IFSC code assigned to UNION BANK OF INDIA PALAKONDA in PALAKONDA, ANDHRA PRADESH. If you receive a transaction failure citing this IFSC, contact UNION BANK OF INDIA directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with UNION BANK OF INDIA or the RBI before initiating a high-value transfer.

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