GARHI Branch
The IFSC code of UCO BANK GARHI branch is UCBA0003165. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in GARHI, JAMMU AND KASHMIR (PIN 182121).
UCBA identifies UCO BANK, 0 is a reserved digit (always 0), and 003165 identifies the GARHI branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.
UCO BANK GARHI branch is located at MAIN ROAD, ADJOINING SBI NH 44 GARHI TEH AND DISTT UDHAMPUR ,REASI ,JAMMU AND KASHMIR PIN 182121. PIN code: 182121.
Yes, UCBA0003165 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to UCO BANK GARHI.
MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.
Based on RBI records, UCBA0003165 is an active IFSC code assigned to UCO BANK GARHI in GARHI, JAMMU AND KASHMIR. If you receive a transaction failure citing this IFSC, contact UCO BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.
Verify Before You Transfer
Always confirm the IFSC code directly with UCO BANK or the RBI before initiating a high-value transfer.
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PIN code for this branch: 182121
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