KAINI Branch
The IFSC code of UNITY SMALL FINANCE BANK LIMITED KAINI branch is UNBA0001044. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in KAINI, BIHAR (PIN 811311).
UNBA identifies UNITY SMALL FINANCE BANK LIMITED, 0 is a reserved digit (always 0), and 001044 identifies the KAINI branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.
UNITY SMALL FINANCE BANK LIMITED KAINI branch is located at S/O SHAMBHU PRASAD SHARMA,WARD NO 12,VILL-KAINDI,PO-KAINDI,PS-HALSI,TALUKA-HALSI,DIST-LAKHISARAI,BIHAR-811311. PIN code: 811311.
Yes, UNBA0001044 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to UNITY SMALL FINANCE BANK LIMITED KAINI.
MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.
Based on RBI records, UNBA0001044 is an active IFSC code assigned to UNITY SMALL FINANCE BANK LIMITED KAINI in KAINI, BIHAR. If you receive a transaction failure citing this IFSC, contact UNITY SMALL FINANCE BANK LIMITED directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.
Verify Before You Transfer
Always confirm the IFSC code directly with UNITY SMALL FINANCE BANK LIMITED or the RBI before initiating a high-value transfer.
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PIN code for this branch: 811311
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