PHAGWARA Branch
The IFSC code of AXIS BANK PHAGWARA branch is UTIB0000071. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in PHAGWARA, PUNJAB.
UTIB identifies AXIS BANK, 0 is a reserved digit (always 0), and 000071 identifies the PHAGWARA branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.
AXIS BANK PHAGWARA branch is located at MUNICIPAL NO XXXI/73, G T ROAD.
Yes, UTIB0000071 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to AXIS BANK PHAGWARA.
MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.
Based on RBI records, UTIB0000071 is an active IFSC code assigned to AXIS BANK PHAGWARA in PHAGWARA, PUNJAB. If you receive a transaction failure citing this IFSC, contact AXIS BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.
Verify Before You Transfer
Always confirm the IFSC code directly with AXIS BANK or the RBI before initiating a high-value transfer.
More AXIS BANK branches in PHAGWARA
Browse all AXIS BANK branches in PHAGWARA with their IFSC codes