IFSC CODE DETAILS

AXIS BANK

KOCHI Branch

UTIB0000081

Branch Information

IFSC Code UTIB0000081
Bank AXIS BANK
Branch KOCHI
Address 41/419, GROUND FLOOR CHICAGO PLAZA, RAJAJI ROAD, ERNAKULAM
City KOCHI
District ERNAKULAM
State KERALA

Understanding IFSC Code UTIB0000081

UTIB
Bank Code
0
Reserved
000081
Branch Code
  • UTIB: identifies AXIS BANK
  • 0: reserved digit (always 0 for future use)
  • 000081: identifies the KOCHI branch in KOCHI, KERALA

Frequently Asked Questions: UTIB0000081

What is the IFSC code of AXIS BANK KOCHI branch?

The IFSC code of AXIS BANK KOCHI branch is UTIB0000081. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in KOCHI, KERALA.

What does the IFSC code UTIB0000081 mean?

UTIB identifies AXIS BANK, 0 is a reserved digit (always 0), and 000081 identifies the KOCHI branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is AXIS BANK KOCHI branch located?

AXIS BANK KOCHI branch is located at 41/419, GROUND FLOOR CHICAGO PLAZA, RAJAJI ROAD, ERNAKULAM.

Can I use UTIB0000081 for NEFT, RTGS, IMPS and UPI?

Yes, UTIB0000081 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to AXIS BANK KOCHI.

What is the MICR code for AXIS BANK KOCHI branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code UTIB0000081 still active?

Based on RBI records, UTIB0000081 is an active IFSC code assigned to AXIS BANK KOCHI in KOCHI, KERALA. If you receive a transaction failure citing this IFSC, contact AXIS BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with AXIS BANK or the RBI before initiating a high-value transfer.

More AXIS BANK branches in KOCHI

Browse all AXIS BANK branches in KOCHI with their IFSC codes

View All →