IFSC CODE DETAILS

AXIS BANK

ADDADAKHA ,PUNJAB Branch

UTIB0000197

Branch Information

IFSC Code UTIB0000197
Bank AXIS BANK
Branch ADDADAKHA ,PUNJAB
Address OPPOSITE IOC PETROL PUMP, NEAR JYOTI RESTAURANT AND BSNL OFFICE,FEROZPUR ROAD,
City ADDA DAKHA
District LUDHIANA
State PUNJAB
STD Code 0

Understanding IFSC Code UTIB0000197

UTIB
Bank Code
0
Reserved
000197
Branch Code
  • UTIB: identifies AXIS BANK
  • 0: reserved digit (always 0 for future use)
  • 000197: identifies the ADDADAKHA ,PUNJAB branch in ADDA DAKHA, PUNJAB

Frequently Asked Questions: UTIB0000197

What is the IFSC code of AXIS BANK ADDADAKHA ,PUNJAB branch?

The IFSC code of AXIS BANK ADDADAKHA ,PUNJAB branch is UTIB0000197. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in ADDA DAKHA, PUNJAB.

What does the IFSC code UTIB0000197 mean?

UTIB identifies AXIS BANK, 0 is a reserved digit (always 0), and 000197 identifies the ADDADAKHA ,PUNJAB branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is AXIS BANK ADDADAKHA ,PUNJAB branch located?

AXIS BANK ADDADAKHA ,PUNJAB branch is located at OPPOSITE IOC PETROL PUMP, NEAR JYOTI RESTAURANT AND BSNL OFFICE,FEROZPUR ROAD,.

Can I use UTIB0000197 for NEFT, RTGS, IMPS and UPI?

Yes, UTIB0000197 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to AXIS BANK ADDADAKHA ,PUNJAB.

What is the MICR code for AXIS BANK ADDADAKHA ,PUNJAB branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code UTIB0000197 still active?

Based on RBI records, UTIB0000197 is an active IFSC code assigned to AXIS BANK ADDADAKHA ,PUNJAB in ADDA DAKHA, PUNJAB. If you receive a transaction failure citing this IFSC, contact AXIS BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with AXIS BANK or the RBI before initiating a high-value transfer.

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