PALAI, KERALA Branch
The IFSC code of AXIS BANK PALAI, KERALA branch is UTIB0000616. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in PALAI, KERALA.
UTIB identifies AXIS BANK, 0 is a reserved digit (always 0), and 000616 identifies the PALAI, KERALA branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.
AXIS BANK PALAI, KERALA branch is located at PUTHUMANA ARCADE,NEAR KOTTARAMATTOM BUS STAND,DIS. KOTTAYAM, KERALA.
Yes, UTIB0000616 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to AXIS BANK PALAI, KERALA.
MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.
Based on RBI records, UTIB0000616 is an active IFSC code assigned to AXIS BANK PALAI, KERALA in PALAI, KERALA. If you receive a transaction failure citing this IFSC, contact AXIS BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.
Verify Before You Transfer
Always confirm the IFSC code directly with AXIS BANK or the RBI before initiating a high-value transfer.
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