IFSC CODE DETAILS

AXIS BANK

KHARAR Branch

UTIB0002804

Branch Information

IFSC Code UTIB0002804
Bank AXIS BANK
Branch KHARAR
Address PLOT NO7 JANTA NAGAR SECTOR 15 CHANDIGARH ROAD
City MOHALI
District SAS NAGAR
State PUNJAB
STD Code 91

Understanding IFSC Code UTIB0002804

UTIB
Bank Code
0
Reserved
002804
Branch Code
  • UTIB: identifies AXIS BANK
  • 0: reserved digit (always 0 for future use)
  • 002804: identifies the KHARAR branch in MOHALI, PUNJAB

Frequently Asked Questions: UTIB0002804

What is the IFSC code of AXIS BANK KHARAR branch?

The IFSC code of AXIS BANK KHARAR branch is UTIB0002804. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in MOHALI, PUNJAB.

What does the IFSC code UTIB0002804 mean?

UTIB identifies AXIS BANK, 0 is a reserved digit (always 0), and 002804 identifies the KHARAR branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is AXIS BANK KHARAR branch located?

AXIS BANK KHARAR branch is located at PLOT NO7 JANTA NAGAR SECTOR 15 CHANDIGARH ROAD.

Can I use UTIB0002804 for NEFT, RTGS, IMPS and UPI?

Yes, UTIB0002804 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to AXIS BANK KHARAR.

What is the MICR code for AXIS BANK KHARAR branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code UTIB0002804 still active?

Based on RBI records, UTIB0002804 is an active IFSC code assigned to AXIS BANK KHARAR in MOHALI, PUNJAB. If you receive a transaction failure citing this IFSC, contact AXIS BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with AXIS BANK or the RBI before initiating a high-value transfer.

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