IFSC CODE DETAILS

AXIS BANK

PAYANGADI Branch

UTIB0003379

Branch Information

IFSC Code UTIB0003379
Bank AXIS BANK
Branch PAYANGADI
Address MADAYI MALL MP 6 244D PAYANGADI PILTHARA STATE HIGHWAY
City PAYANGADI
District KANNUR
State KERALA
STD Code 497

Understanding IFSC Code UTIB0003379

UTIB
Bank Code
0
Reserved
003379
Branch Code
  • UTIB: identifies AXIS BANK
  • 0: reserved digit (always 0 for future use)
  • 003379: identifies the PAYANGADI branch in PAYANGADI, KERALA

Frequently Asked Questions: UTIB0003379

What is the IFSC code of AXIS BANK PAYANGADI branch?

The IFSC code of AXIS BANK PAYANGADI branch is UTIB0003379. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in PAYANGADI, KERALA.

What does the IFSC code UTIB0003379 mean?

UTIB identifies AXIS BANK, 0 is a reserved digit (always 0), and 003379 identifies the PAYANGADI branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is AXIS BANK PAYANGADI branch located?

AXIS BANK PAYANGADI branch is located at MADAYI MALL MP 6 244D PAYANGADI PILTHARA STATE HIGHWAY.

Can I use UTIB0003379 for NEFT, RTGS, IMPS and UPI?

Yes, UTIB0003379 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to AXIS BANK PAYANGADI.

What is the MICR code for AXIS BANK PAYANGADI branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code UTIB0003379 still active?

Based on RBI records, UTIB0003379 is an active IFSC code assigned to AXIS BANK PAYANGADI in PAYANGADI, KERALA. If you receive a transaction failure citing this IFSC, contact AXIS BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with AXIS BANK or the RBI before initiating a high-value transfer.

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