GHAGGA Branch
The IFSC code of AXIS BANK GHAGGA branch is UTIB0005228. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in GHAGGA, PUNJAB (PIN 147102).
UTIB identifies AXIS BANK, 0 is a reserved digit (always 0), and 005228 identifies the GHAGGA branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.
AXIS BANK GHAGGA branch is located at AXIS BANK LTD KHASRA NO 417, PATRAN SAMANA ROAD, DISTRICT PATIALA, CITY GHAGGA, PUNJAB PIN 147102. PIN code: 147102.
Yes, UTIB0005228 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to AXIS BANK GHAGGA.
MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.
Based on RBI records, UTIB0005228 is an active IFSC code assigned to AXIS BANK GHAGGA in GHAGGA, PUNJAB. If you receive a transaction failure citing this IFSC, contact AXIS BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.
Verify Before You Transfer
Always confirm the IFSC code directly with AXIS BANK or the RBI before initiating a high-value transfer.
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PIN code for this branch: 147102
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