IFSC CODE DETAILS

AXIS BANK

PALA URBAN COOPERATIVE BANK Branch

UTIB0SPUC50

Branch Information

IFSC Code UTIB0SPUC50
Bank AXIS BANK
Branch PALA URBAN COOPERATIVE BANK
Address H.O. PALA,PB NO.49, PIN.686 575
City PALAI
District KOTTAYAM
State KERALA
PIN Code 686575
STD Code 482

Understanding IFSC Code UTIB0SPUC50

UTIB
Bank Code
0
Reserved
SPUC50
Branch Code
  • UTIB: identifies AXIS BANK
  • 0: reserved digit (always 0 for future use)
  • SPUC50: identifies the PALA URBAN COOPERATIVE BANK branch in PALAI, KERALA

Frequently Asked Questions: UTIB0SPUC50

What is the IFSC code of AXIS BANK PALA URBAN COOPERATIVE BANK branch?

The IFSC code of AXIS BANK PALA URBAN COOPERATIVE BANK branch is UTIB0SPUC50. This code is used for NEFT, RTGS, and IMPS fund transfers to this branch in PALAI, KERALA (PIN 686575).

What does the IFSC code UTIB0SPUC50 mean?

UTIB identifies AXIS BANK, 0 is a reserved digit (always 0), and SPUC50 identifies the PALA URBAN COOPERATIVE BANK branch. Together they form the 11-character IFSC code assigned by the Reserve Bank of India.

Where is AXIS BANK PALA URBAN COOPERATIVE BANK branch located?

AXIS BANK PALA URBAN COOPERATIVE BANK branch is located at H.O. PALA,PB NO.49, PIN.686 575. PIN code: 686575.

Can I use UTIB0SPUC50 for NEFT, RTGS, IMPS and UPI?

Yes, UTIB0SPUC50 is valid for all electronic transfers: NEFT (24x7, batch settlement), RTGS (real-time, minimum Rs 2 lakh), IMPS (instant, 24x7, up to Rs 5 lakh), and UPI (IFSC is used internally for bank routing in all UPI transactions). Enter this code with the account number to transfer funds to AXIS BANK PALA URBAN COOPERATIVE BANK.

What is the MICR code for AXIS BANK PALA URBAN COOPERATIVE BANK branch?

MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque clearing and processing. Unlike the IFSC code used for online transfers, the MICR code is printed at the bottom of your cheque leaf using magnetic ink and is read by automated clearing machines.

Is the IFSC code UTIB0SPUC50 still active?

Based on RBI records, UTIB0SPUC50 is an active IFSC code assigned to AXIS BANK PALA URBAN COOPERATIVE BANK in PALAI, KERALA. If you receive a transaction failure citing this IFSC, contact AXIS BANK directly or verify on the RBI website, as codes may be updated following bank mergers or branch relocations.

Verify Before You Transfer

Always confirm the IFSC code directly with AXIS BANK or the RBI before initiating a high-value transfer.

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PIN code for this branch: 686575

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